Morgan stanley stock brokers

Is Alternative Energy Even Alternative Anymore?. We travel to a facility once used for space exploration experiments in Arizona—and find that what was once on the fringes of science is now the mainstream. To kick off Global Volunteer Month, our employees around the world joined for 24 hours of nonstop projects to fight childhood hunger. Depending on the types of relationships you establish and the ways you choose to do business with us, Morgan Stanley may be compensated for the services we provide through transaction commissions and markups, asset-based fees and other fees and charges.

You can conduct transaction-based business in virtually all financial products and services within an Active Assets Account or in retirement, education savings, or other accounts we offer. If you are a moderate or active trader, you should consider enrolling in Choice Select — a pricing alternative for brokerage accounts. With a sliding scale commission schedule, the more you trade, the lower your marginal commission rate. The schedule is based on the principal volume of eligible trades executed annually, and commissions are charged monthly in arrears.

Any investment advice given to Choice Select clients is solely incidental to our business as a Broker-Dealer. Clients do not pay for, nor do they receive, a level of advice different from that provided to other full-service brokerage clients who pay on a per-trade basis.

In our investment advisory programs, you generally pay an asset based fee, charged quarterly in advance, based on the total value of the assets in your account at the end of the previous quarter. Unless otherwise noted, the asset-based fee generally covers investment consulting and certain brokerage services provided by Morgan Stanley, as well as the external or internal investment management fees.

However, the asset-based fee does not cover expenses paid within any exchange-traded funds or mutual funds you may own. Depending upon the program, your investment advisory account may include stocks, bonds, money market funds, mutual funds, exchange-traded funds and cash. You can establish investment advisory relationships for your retirement or trust accounts in addition to your personal investment accounts.

If you select one of our Non-Discretionary advisory programs, your Financial Advisor will provide investment advice, but you will retain decision-making authority over your account. Using these tools, your Financial Advisor can assist you with the evaluation of your financial goals and help you develop an investment strategy to meet goals such as planning for retirement, funding an education and insurance planning.

FAs who hold one of the following professional designations: Morgan Stanley offers a variety of lending products to individuals and businesses. We are compensated for these services in two ways: These fees and payments depend on the type, structure and duration of the advance. For margin and Express CreditLine ECL loans, you are not charged upfront fees.

Normally, ongoing interest charges are calculated and paid based on a variable interest rate. Principal is usually repaid at your discretion, although we may exercise our rights under our agreement with you at any time if there is a collateral shortfall. For a Liquidity Access Line, clients are typically not charged upfront fees to set up the line of credit.

Fixed rate advances may carry prepayment penalties.

Morgan Stanley Review: Wealth Management Account Fees, Min, Cost

The ongoing principal and interest payments depend on the type, structure and duration of the loan. You can also establish a standby letter of credit. Fees on standby letters of credit are based on the issuance amount of the Letter of Credit.

Fees, interest and principal payments are paid to Morgan Stanley Private Bank, National Association. For a Portfolio Loan Account, clients are typically not charged upfront fees to set up the credit facility.

Fixed rate loans may carry prepayment penalties. Fees, interest and principal payments are paid to Morgan Stanley Bank, N. Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley, offers a variety of Tailored Lending loan solutions; some may require upfront fees in addition to interest payments based on the type, structure and duration of the loan. Principal is usually repaid at your discretion, although Morgan Stanley Private Bank, National Association may exercise its rights under its agreement with you at any time if there is a collateral shortfall.

Residential mortgage loans are made by Morgan Stanley Private Bank, National Association, an Equal Housing Lender, an affiliate of Morgan Stanley Smith Barney LLC. The proceeds from a residential mortgage loan including draws and advances from a home equity line of credit are not permitted to be used to purchase, trade or carry eligible margin stock; repay margin debt that was used to purchase, trade or carry margin stock; or to make payments on any amounts owed under the note, loan agreement, or loan security agreement; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.

Morgan Stanley and its affiliates may earn compensation in other, more indirect ways with regard to certain of the products you purchase or services you receive. For example, Morgan Stanley may earn compensation in connection with the provision of investment banking, prime brokerage, institutional brokerage or placement agent services, as well as stock loan or other lending, money-management or trading-desk activities.

Different products have different compensation structures and, accordingly, our Financial Advisors get paid more or less depending on the product or service you choose.

The more overall gross revenue a Financial Advisor generates, the higher his or her credit rate. On certain lending products like Margin, Liquidity Access Line, Portfolio Loan Account and Express CreditLine, Financial Advisors are credited with up to 65 basis points of the balance of the loan depending on the product and level of discount with the individual loan. Morgan Stanley also has partnerships with third party lenders.

Your Financial Advisor may receive a fee for placing certain non-mortgage loans with third-party lenders. The fees vary according to the specific third-party program. Financial Advisors may also receive ongoing compensation called residuals on some investment products. The Incentive Compensation Credit Rate varies and is subject to change.

Your Financial Advisor may be eligible to receive financial incentives in connection with the transition of his or her employment to Morgan Stanley. Your Financial Advisor will receive reduced or no Incentive Compensation for transactions below certain commission levels, as well as for households that do not meet certain asset minimums.

Such interest retained by the Custodian shall generally be at the prevailing Federal Funds interest rate.

Morgan Stanley lowers commissions on ETFs, stocks in brokerage accounts | Reuters

Morgan Stanley Ideas Overview Consumer Global Healthcare Macroeconomics Rates Technology US Topics. Is Alternative Energy Even Alternative Anymore? Working at Morgan Stanley. Feeding Kids Around the Clock To kick off Global Volunteer Month, our employees around the world joined for 24 hours of nonstop projects to fight childhood hunger. Understanding Our Commissions and Fees. How Morgan Stanley Is Compensated By You Depending on the types of relationships you establish and the ways you choose to do business with us, Morgan Stanley may be compensated for the services we provide through transaction commissions and markups, asset-based fees and other fees and charges.

Choice Select If you are a moderate or active trader, you should consider enrolling in Choice Select — a pricing alternative for brokerage accounts. Investment Advisory In our investment advisory programs, you generally pay an asset based fee, charged quarterly in advance, based on the total value of the assets in your account at the end of the previous quarter. Lending Services Morgan Stanley offers a variety of lending products to individuals and businesses.

Other Compensation Morgan Stanley and its affiliates may earn compensation in other, more indirect ways with regard to certain of the products you purchase or services you receive.

Disclosures Investor Relations Corporate Governance Newsroom Careers.